A bundle of banknotes looks much more spectacular than a plastic rectangle. Yes, and block it does not work.
1. You can pay everywhere
There seems to be terminals everywhere. But this is exactly until you go to the market for farm cottage cheese and eggs or try to buy fresh cucumbers from a summer resident. With bills and coins you will not find yourself in a situation where theoretically you have money – on the card – but you cannot buy anything with them.
2. You are not dependent on the Internet
A minor technical glitch turns a bank card into a useless piece of plastic. And now you are standing at the checkout while the seller is trying to catch Wi-Fi, and behind is a line of buyers who hate you. Or you are kicked out of a trolleybus on a frosty winter evening, because the terminal suddenly stopped working.
Banknotes don’t care what’s up with the Internet. They always work.
3. Cash will not block the bank
If you pay 1,000 rubles to Vasya every month, but suddenly decide to repay a debt of 20 thousand to Petya, no one will block your “transactions” in attempts to protect from fraudsters. But non-standard card transactions can lead to such a step on the part of the bank.
When you decide to boo and lower all your savings, no one will suspect you of launderingFederal Law “On counteracting the legalization (laundering) of proceeds of crime and the financing of terrorism” dated 07.08.2001 No. 115-ФЗ income and not force to confirm where the money came from.
All this is extremely beneficial for the health of the nervous system.
4. Cash is protected from bailiff errors
It is human nature to make mistakes – and bailiffs confirm this rule more often than we would like. Cases when someone has seized accounts and debited money because of namesake debts are not rare.Guilty without guilt. What to do if bailiffs illegally blocked the account.
Cash will protect you from such situations.
5. You spend less
Proven by scientists: when using cash, people are more rational An Evaluation of the Impacts of Two “Rules of Thumb” for Credit Card Revolvers spend money. Unlike card lovers , during shopping they pay more attention to the price of the product, and are not limited only to its characteristics.
6. You enjoy shopping more.
Another scientific fact: when you pay in cash, purchases bring you moreCash vs. Credit: Does the Way You Pay Change How You Value a Purchase?joys. And then these things are of great value to you.
7. Spending is easier to limit
Old as a life hacking world: to spend less, you need to put in your pocket exactly as much money as you are willing to spend. This restriction works much better than the limits on bank cards, which can be changed with two clicks of a finger.
8. Cash helps to develop the right financial habits
A well-defined amount of money in the wallet will help to avoid impulsive purchases. You will have time to think about whether you really need this thing. Thanks to this, you will be more balanced in your acquisitions. And this is one of the whales on which costs are saved .
9. It’s easy for you to tip
If you have cash in your pocket, you will no longer have to be embarrassed and blush because you cannot leave a bonus for the waiter in the restaurant .
10. You do not need to pay the bank
Commission for servicing an account, a fee for SMS notifications – even if these are small expenses, but they have potential for savings.
11. A pack of money looks more representative than a card
The weighty “brick” of banknotes in the hands increases the sense of self-importance more tangibly than a plastic card, even if it is “golden”.